BKC Insurance Services is an independent insurance agency with deep roots in Michigan and more than 75 years of experience helping individuals, businesses, farms, and contractors protect what they’ve built. Over the years, our focus has stayed the same: provide clear guidance, dependable coverage, and service people can count on.
We work with a wide range of clients across Michigan, including farms and dairy operations, powerline and utility contractors, and businesses with complex insurance needs. These are operations where insurance needs to be structured correctly from the start, and where experience truly matters. Our team understands the day-to-day risks involved and takes a practical approach to building coverage that actually works.
As an independent insurance agency, we partner with multiple insurance carriers. That gives us the flexibility to compare options, identify gaps, and recommend coverage that fits how our clients live and work, not just what looks good on paper. We take the time to explain options in plain language so clients can make informed decisions with confidence.
The Hilb Group
BKC Insurance Services is part of the Hilb Group, which allows us to offer expanded resources and specialized support while still providing the personal service of a local agency. Clients benefit from the strength of a larger organization without losing the relationships and responsiveness that matter most.
At the end of the day, our business is built on trust. Whether we’re helping with a policy review, responding to a claim, or answering a question, our goal is to be a reliable partner for the long term.
Personal Insurance
- Home, Auto, Umbrella, and Recreational Insurance
Commercial Insurance
- Property, Liability, Workers’ Compensation, Commercial Auto, and Umbrella Coverage
Farm Insurance
- Dairy Farms, Agricultural Operations, and Large-Scale Farm Risks
Utility & Powerline Contractor Insurance
- Insurance solutions for powerline and utility contractors, including equipment, vehicles, job-site liability, and workforce exposure
Life & Health
- Life Insurance and Health Insurance for Individuals and Families
What does it mean that BKC Insurance Services is an independent agency?
Being an independent agency means we are not tied to just one insurance company. BKC Insurance works with multiple carriers, allowing us to compare coverage options and recommend policies that best fit your needs, rather than forcing a single option.